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Home / Finance / Finance and Insurance Products

 

F&I PRODUCTS

Introduction to F&I

Contact us today to learn about the latest auto finance offers including lease and finance specials for new cars, trucks, and SUVs at Boucher Auto Group. Boucher has worked hard for over 45 years to build trusted relationships with more than 25 lenders so we can offer the best financing options that meet your needs. Whether you have bad credit, no credit, or are a first-time car buyer, you can trust that Boucher Auto Group will get you into the car or truck you choose with professionalism and attention to your needs.

Vehicle Protection Plans

Depending on the age and mileage of your vehicle, you can purchase up to 120,000 miles of coverage. The Vehicle Protection Plan begins on the purchase date and expires according to the term and mileage selected, whichever occurs first, and may include a deductible depending on the option selected. You can select from a national network of over 6,000 authorized service centers or any licensed repair facility in the U.S. or Canada.

  • Boucher Offers Three Coverage Levels*
  • Platinum Coverage
  • Gold Coverage
  • Powertrain Coverage

*Coverage level availability may be limited based on the age, mileage, make and model of your vehicle. Deductibles may apply.

For more information: https://www.fwswl.com/vehicle-protection

Car Care Service Maintenance Plan

Most factory warranties are valid only if you maintain your vehicle regularly. Major repairs on today’s automobiles can be costly. Help protect your investment and your peace of mind with a Car Care Service Plan.

Plan Overview
The Car Care Service Plan includes valuable maintenance services that help you keep your vehicle qualified for factory warranty protection.

The Car Care Service Plan is simple:

  • Maintenance visits can be pre-scheduled.
  • Bring your car and coupon booklet to your service department.

For more information: https://www.fwswl.com/car-care-service-plan

Total Loss Protection Plan

It’s called the "gap." It’s the difference between the Amount Owed on your Retail Installment Sales Contract/Lease Agreement and the Actual Cash Value of your vehicle at the time of a Total Loss.

Plan Overview
The Amount Owed does not include missed payments, payment extensions, deferred payments, accrued interest, late fees, disposition fees, penalty fees, early termination fees or finance charges incurred after the date of loss. Also, if the insurance company valuation used to calculate the Actual Cash Value is less than 90% of the NADA value of your vehicle, the NADA value will be used in determining the "gap" amount waived (which means a smaller amount may be waived).

If your car is determined to be a Total Loss, the "gap" between the Amount Owed and the Actual Cash Value of your vehicle could translate into thousands of dollars that you would still owe after the settlement from the auto insurance company. The Total Loss Protection Plan excludes total loss claims denied by your automobile insurance company. This is an optional waiver product and not a product of insurance. It is not required for you to obtain financing for the purchase or lease of a vehicle.

For more information: https://www.fwswl.com/gap-total-loss-waiver

Road Hazard Tire

Enjoy your journey knowing your tires and wheels are protected. Even the most cautious drivers encounter a flat tire or damaged wheel along the way. Help safeguard your tires with the road hazard tire and wheel protection plan.

Plan Overview
Road Hazard Tire & Wheel Protection Plan repairs or replaces tires damaged by Road Hazards, which include debris on the road surface or road surface conditions such as potholes, cracks and breaks.

This information is intended to provide only an outline of the types of coverages, exclusions and limitations of the Road Hazard Tire & Wheel Protection Plan just described and should not be relied upon when purchasing this contract. The Plan is optional and expires according to the contract term selected or when the lowest tread depth reaches 2/32nds of an inch, whichever occurs first.

Coverage is limited to the original set of tires on the vehicle at the time of purchase and new replacement tires. Any tire and/or wheel failure caused by accidents, theft, vandalism, misuse, negligence, abnormal wear and tear are not covered. This contract is transferable to another owner but not to another vehicle.

For exact coverage, exclusions & limitations of the Plan please refer to (www.jmtc.info/R7395) for contract terms and conditions.

For more information: https://www.fwswl.com/road-hazard-tire

Theft Deterrent System

Vehicle identification technology is an effective theft deterrent technique available in the marketplace. These products will help you protect your investment from professional thieves.

Plan Overview
During the term of your Certificate of Limited Warranty, if the Theft Deterrent System fails and your vehicle is stolen and not recovered within 30 days, you are entitled to the Limited Warranty amount set forth in your contract.

In addition, many automobile insurance companies offer rate discounts for vehicles that have a Theft Deterrent System.

  • These Theft Deterrent Systems come with a Certificate of Limited Warranty and they are not products of insurance.
  • They are not cancelable. *

During the term of your Certificate of Limited Warranty, if the Theft Deterrent Systems fail and your vehicle is stolen and not recovered within 30 days, you are entitled to the Limited Warranty amount set forth in your contract.

Just ask your salesperson or finance manager for details. *For exact coverages and limitations, please review the contract itself.

For more information:  https://www.fwswl.com/theft-deterrent-system

Term Care Select

Getting a new car should be a carefree and enjoyable experience. But service may be needed and major mechanical breakdowns could occur even when your car is new, whether you own or lease it.

Plan Overview
We have created an optional protection plan designed especially to help protect your new car against the unexpected, with coverage for items that the manufacturer’s warranty may not cover.

Term Care Select does not cover brake drums and rotors (unless Platinum Plus Rotors Coverage is selected), solar-powered devices, glass, lenses, body parts and/or panels, trim, moldings, tires, wheels, upholstery, paint, bright metal, audio/security or other systems not factory-installed, wheel balancing, cellular phones, radar detectors, appliances, vinyl and convertible tops.

Term Care Select also does not cover mechanical breakdowns caused by misuse, abuse, negligence (including the negligence of any repair facility), improper towing, lack of maintenance of a failed covered part, contamination, overheating, lack of coolant or lubricants, lack of oil viscosity, sludge, restricted oil flow, salt, rust and rust damage, environmental damage, or chemicals; burnt valves, worn or carbon fouled piston rings, the correction of oil consumption, or any repairs for reduction in engine efficiency that must be performed on the vehicle.

These are common exclusions. For exact coverages, exclusions and limitations, please review the contract itself.

For more information: https://www.fwswl.com/term-care-select

Leased Vehicle Excess Wear & Tear

Leasing a new car should be a carefree and enjoyable alternative to the responsibilities of auto ownership.

Plan Overview
Many of the risks of driving a car – the small dents and dings that happen in parking lots, chipped paint, even worn tires – are your responsibility at lease-end. You either repair them, or you pay the leasing company to perform the repairs. You may lose part of your security deposit, all of it, or maybe even more… Why worry about things that happen to almost any car?

Leased Vehicle Excess Wear and Tear will not waive any charges due to improper repairs, removal of bumper stickers, signs, lettering, excess mileage charges or from other occurrences as listed in the Excess Wear and Tear Addendum. This information is only a general outline of the Leased Vehicle Excess Wear & Tear Plan. Please refer to the Leased Vehicle Excess Wear & Tear Plan Addendum for specific details.

For more information: https://www.fwswl.com/excess-wear-tear

 

All Finance & Insurance Content is Administered by Jim Moran & Associates, Inc. 500 Jim Moran Boulevard, Deerfield Beach, FL 33442 Florida License #60026

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